T. Rowe Value Retirement 2025 Fund is a target-date retirement fund managed by T. Rowe Value. Goal-date funds are designed to supply a diversified portfolio of investments that may robotically regulate over time based mostly on an investor’s age and danger tolerance. The T. Rowe Value Retirement 2025 Fund is designed for buyers who’re planning to retire in or round 2025.
The fund invests in a mixture of shares, bonds, and different investments. The asset allocation of the fund will steadily shift over time, turning into extra conservative because the goal retirement date approaches. It is because the fund’s managers imagine that buyers ought to tackle much less danger as they get nearer to retirement.